In an effort to grow myself in this area I have decided to start with one thing that will impact me the most when I see the end result. Drum roll please....finance! What do I mean by finance? Well, it doesn't matter who you are or what job you have, everyone is feeling the repercussions from our economy. Very few people actually have extra money or are even making ends meet. Although we are blessed and my husband has a well paying job, I own my own business and we can pay all of our bills, we are still feeling the economic changes in our own way. Not only did we have a lot of money in the stock market and likely wont be alive to see that money again (OK, maybe that is a slight exaggeration) we also went through a small period of time where we were living slightly above our means and incurred debt for the first time besides our home. However, the main reason I picked this area to start with is for a few reasons: If you have money or are not feeling the stress of barely making it, you have more to do other things with (i.e. the household things that require money to complete, if we have extra money I can spend more time with Amy, my wonderful trainer)...but the biggest reason I picked this first was because I love love love to give! It makes me feel so rewarded in ways that are often hard to explain. So, if giving is my extra incentive/motivation/reward for staying disciplined then I think it will be less likely that I will allow myself to quit even if I become overwhelmed!
So with that said...I am starting with all the ways I can save extra money! Anything from coupon-ing (which is something I have never done before) to selling things we don't need to looking into having our phone, cable and Internet with the same company to save extra $$.
Why am I blogging about this, you ask...well for accountability. If all the people I "do life with" know that this is something I am doing it will be less likely I quit or get tempted to spend on unnecessary items. I am going to try to track my progress through-out this process, so stay tuned and if there is anyone out there who wants to do it with me, it would be great to have a partner or 20!
My new motto:
1 comments:
Since I recently find myself unemployed, my entire lifestyle is above my means. But I am realizing that a lot of it comes from my own decisions to spend unwiseley and not prepare for situations such as this. And so, I'm there with you. Partly out of necessity, but mostly because I want to be a good steward of what God has entrusted me. What a better test then when you have little, right?
So I will hold you accountable and I ask that you do the same for me. I have drastic lifestyle changes to make and I'm afraid I will chicken out...not that I have much choice, but I am still afraid.
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